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AUTOMATED BILLING SERVICES has formed an alliance with FIDELITY INFORMATION CORPORATION, a nationally licensed collection agency, information provider and automated billing company. Fidelity Information Corporation offers debt collection, tenant screening, employment screening, criminal history and fully automated invoicing. As a collection agency and information provider to more than 15,000 clients, Fidelity Information Corporation is your one stop resource for all of your debt collection, information and automated billing needs.

DEBT COLLECTION: A member of the American Collectors Association, Fidelity has always maintained the highest level of integrity and professionalism while offering clients the most aggressive collection methods available. As a fully accredited and bonded collection agency, Fidelity Information Corporation provides several approaches to the collection of delinquent debt. The collection alternatives offered are designed to meet the needs of different types of clients at different stages of collection.

DIRECT DEBT COLLECTIONS: Available only through the Internet at www.OldDebts.com, DIRECT DEBT COLLECTIONS is the only online discount debt collection agency in the world! Available to any type of creditor, DIRECT DEBT COLLECTIONS allows you to send a series of customized, time-tested collection letters to your debtor and report them to the major credit bureaus. There is no contingency fee and the money is paid directly to you, the creditor, without going through any middleman. The letter series has been used successfully by all types of businesses including:

DIRECT DEBT COLLECTIONS offers the quickest and most economical method of weeding out your "soft" debtors from the hardcore that may require more traditional and aggressive methods.

JUDGMENT COLLECTION: At Fidelity Information Corporation our judgment collection division is second to none. Using only the most advanced methods of electronic tracking and private investigators, we locate, monitor, and confiscate assets from judgment debtors without any prior warning. Our pursuit of a judgment debtor is relentless and open-ended. Since most judgments in the United States are in effect for several years and usually renewable, we keep the file open and active until the debt is paid or the debtor discharges in bankruptcy. If your judgment debtor has no assets at the time of our initial investigation, we track their financial lives, electronically, and wait for them to obtain assets, open a bank account, or get a job that can be garnished. We never give up!

RENT RECOVERY SERVICE: Servicing nearly eight thousand landlords and property management companies nationwide, we are the largest and most aggressive landlord services company in the country. Besides utilizing all of the sophisticated collection techniques of our judgment collection division in pursuit of evicted tenants, Rent Recovery also collects on tenant "skips" or non adjucated debts as well. Through traditional collection methods "skips" are pursued as aggressively as the law allows. Additionally, all delinquent tenants are reported to the major credit bureaus, TenantAlert tenant screening reports and the Delinquent Tenant Cooperative. Visit www.ABadTenant.com to learn more about delinquent rent collection.

TENANT SCREENING: Screening rental applicants has never been easier or faster. Available in real time, a property owner can access credit, eviction and criminal data on an prospective renter. Visit www.TenantAlert.com to learn more about our advanced tenant screening features and property management tools.

TENANT INVOICING: Automatically invoicing every tenant every month is the most economical and professional method of tracking monthly rent payments. Our fully automated tenant invoicing application is available to all owners and management companies regardless of the number of units. Visit www.TenantMail.com to learn more about the easy way to collect rent every month.

PROPERTY MANAGEMENT: As a leading provider of online applications for the property management industry, Fidelity Information Corporation offers a free one stop portal for landlords and property management companies. At www.AGoodTenant.com you can access free tips on tenant screening, find the best eviction attorney in your area and pick up endless help on tenant management.

EMPLOYMENT SCREENING: Complete screening of prospective employees is available at www.AGoodEmployee.com . From verification of education and previous employment to drug testing and criminal background, AGoodEmployee.com will provide all of the history needed for any employer.

CRIMINAL BACKGROUND: Criminal history reports are available in real time at www.BigCriminals.com . No other online source can provide you more instant criminal background information as quickly and completely as BigCriminals.com.

Fidelity Information Corporation is your number one source for debt collection, background information and automated billing. Visit us at www.gofic.com

SHOW: MARKET CALL 09:00 AM Eastern Standard Time

June 11, 2003 Wednesday

Transcript # 061110cb.l05

SECTION: Business

LENGTH: 448 words

HEADLINE: Maverick of the Morning: Time to Round Up Those Old Debts!, CNNfn

GUESTS: Jeff Cronrod

BYLINE: Allan Chernoff

BODY:
ALLAN CHERNOFF, CNNfn ANCHOR, MARKET CALL: While the economy does show signs of a rebound, many companies, especially small businesses, are still feeling the pinch. It's hard for those businesses which need every penny to let at least one debt go uncollected. That's where our "Maverick of the Morning" comes in. He is Jeff Cronrod, he's CEO of Fidelity Information Corporation. It helps small businesses through its service, OldDebts.com.

Jeff good morning to you.

JEFF CRONROD, CEO, FIDELITY INFORMATION: Good morning, Allan, how are you?

CHERNOFF: Very well. Jeff, tell us a little more about how this service works. You advertise it as a very low-cost way to collect debts.

CRONROD: OldDebts.com is a very efficient and economical way for a small or medium-sized business to recover their losses, their past due invoices. Customers are paying a little slower now, the way the economy is. And OldDebts.com gives them an opportunity to go after those slower paying customers, those past due invoices, and as checks (ph), that sort of thing.

CHERNOFF: How exactly does it work? How do you do it? All of a sudden, if I have a small business, go online and I what, send notes to my - to companies that owe me money?

CRONROD: OldDebts.com is fully automated. It's the only online fully automated collection service on the Internet. Essentially, registration is free. Once you go on, you can send a series of collection letters that come from us, a licensed collection agency. You can report to the credit bureaus, the three major bureaus. You can have us do courtesy calls to the debtors. Even pull a copy of a credit report on a consumer, all for a very low flat fee. It's real efficient, very economical, and it's an instant response. It's fully automated.

CHERNOFF: Do you find that debtors respond to this, though?

CRONROD: Yes, it's been remarkably successful. In fact, the letters that we use online are the same ones we use in our core business and they've been very successful. We've been using for about 12 years offline, so it's .

CHERNOFF: Jeff, what's the percentage return that small businesses do get when they use your service?

CRONROD: Well, we're finding on the online service, they're ranging anywhere from around 20 to about 28 percent response if they just use the letter package. If they choose to report to the credit bureaus on consumers over a longer period of time, it's much higher. So we give them that facility as well.

CHERNOFF: Jeff Cronrod, thank you very much for joining us.

CRONROD: Thank you Allan.